GlobeHopper Senior
Comprehensive | A- (Excellent) | IMG
Travel Insurance with a Difference
Comprehensive | A- (Excellent) | IMG
After the deductible, plan pays 100% up to the policy maximum
For U.S Citizens or U.S. permanent residents traveling outside of the United States
Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
For ages 65 to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Extendable for up to 365 days
Qualified for Medicare and actively enrolled in Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan
Plan can be purchased after arrival at the destination
Not available to residents of: Cuba, Iran, North Korea, Syria, Venezuela
Not Available for the following Destination Countries:: Belarus, Congo, The Democratic Republic of, Puerto Rico, Russia, South Sudan, Uganda, Ukraine, United States, Virgin Islands (USA)
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
Pre-Existing Conditions
| Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions: Please review your policy document for any other limits or exclusions. |
Acute onset Pre-Existing Condition
| Up to $2,500 |
Prescription Drugs / Medicines
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| Average semi-private room and rate |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
In-Network
| Not Available |
Out-Network
| Up to $5,000 |
In-Network
| Not Available |
Out-Network
| 100% up to policy maximum |
Dental Emergency
| Up to $100 |
Emergency Medical Evacuation / Repatriation
| Up to $250,000 |
Return of Mortal Remains
| Up to $50,000 |
Trip Interruption
| Up to $5,000 |
Trip Delay
| No coverage |
Lost Luggage
| Up to $250, $50 per item |
Terrorism
| Up to $50,000 |
Personal Liability
| No coverage |
Identity Theft
| Up to $500 |
Legal Fees
| No coverage |
Lost or Stolen Passport
| No coverage |
Missed Connection
| No coverage |
COVID-19 Medical Coverage
| This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions. |
COVID-19 Testing
| Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date |
COVID-19 Vaccine/Booster
| No Coverage |
COVID-19 Quarantine Coverage
| No Coverage |
Doctor Wellness Visit
| No Coverage |
Preferred Rates
| Not Available |
IMG
SiriusPoint Speciality Insurance Corporation
A- (Excellent)
| Q1: How do I file a claim on my GlobeHopper Senior policy? Please refer to the following article concerning the GlobeHopper Senior claim process: |
| Q2: Am I eligible for the GlobeHopper Senior Plan? The GlobeHopper Senior Plan is available for any US citizen or Resident, above the age of 65, who are enrolled into Medicare and Medicare Advantage Plans, while visiting anywhere outside the USA, for a short period of time. It is not available for Non-US citizens, or US Citizens Green Card Holders who are not enrolled into Medicare. |
| Q3: Are pre-existing conditions covered by the GlobeHopper Senior plan? Pre-existing conditions are not covered by GlobeHopper Senior plan. However the plan covers up to $2,500 for a sudden and unexpected recurrence of pre-existing conditions It is up to the attending physician to determine if a particular medical situation is related to pre-existing condition or not, and also if it would be considered as an acute onset or not. Please check the Description of Coverage for more information about what is considered as acute onset of pre-existing condition. |
| Q4: How much does GlobeHopper Senior cost? The cost of GlobeHopper Senior varies based on several qualifying criteria, such as traveler’s age, duration or length of trip, and selected coverage benefit limits. Typically, GlobeHopper senior can cost about $8 a day for the duration of the trip for a US citizen or permanent resident 70 years of age selecting International travel coverage area that does not include USA . |
| Q5: With GlobeHopper Senior, which doctor or hospital can I go to? You can go to any doctor or hospital of your choice with the GlobeHopper Senior plan. |
| Q6: Does GlobeHopper Senior cover coronavirus? The GlobeHopper Senior plan can cover for COVID-19 and will be treated the same as any other eligible medical condition so long as the virus is contracted after the policy effective date and you have departed from the country of residence. For more in-depth information regarding the impact of the coronavirus on travel insurance, please go to our information hub. |
| Q7: How do I use the GlobeHopper Senior insurance? Please refer to the following article about the policy GlobeHopper Senior usage: How to use Visitor Insurance? |
| Q8: Why are there state restrictions and will it impact my GlobeHopper Senior policy? Each insurance company may have their own state-specific regulations on where plans can be sold. These state restrictions only impact residents from those specific states from purchasing the GlobeHopper Senior plan. They do not limit where you can travel or where you are covered. |
| Q9: Can I extend the GlobeHopper Senior plan, if I plan to stay longer? Yes, if you buy the GlobeHopper Senior plan initially for more than 30 days, you can extend the policy. You would need to extend the plan at least two days before the policy expires. There would be an extra $5 extension charge. |
| Q10: Can I cancel the GlobeHopper Senior plan, if I plan to go back earlier? Yes, you can cancel and get a refund for the GlobeHopper Senior Plan, if you need to go back earlier than plan. The following rules apply:
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| Q11: Can I cancel only one person from the GlobeHopper Senior policy? You cannot remove one person from the policy if other travelers are included. We recommend letting the current policy lapse with all travelers or canceling and repurchasing GlobeHopper Senior for the remaining travelers as per the policy terms. |
| Q12: What information do I need to buy the GlobeHopper Senior plan? In order to apply for GlobeHopper Senior, you will need names, coverage duration, date(s) of birth, home country address, and a valid credit card. |
| Q13: When will I receive my GlobeHopper Senior ID card? You can print out your GlobeHopper Senior ID card from your confirmation e-mail and it will be used as proof of insurance. While filling out the online application, you will receive confirmation in your e-mail. If you select paper mail/snail mail then you will receive the ID card in the mail within 5-10 business days. You can also retrieve your ID card using MyIMG: Get My ID Card |
| Q14: What if I am traveling to multiple countries, will GlobeHopper Senior cover me? GlobeHopper Senior will provide coverage in all eligible countries visited with the exception of your Home Country and any restricted countries listed in the policy documentation. Coverage will only be offered within the policy start and end dates. Please note: If any part of your trip includes the United States, please select it as your destination country. |
| Q15: When I buy the GlobeHopper Senior plan, do I need to make the full payment at once or do I have the option of paying it on a monthly basis? Based on the desired coverage length you have selected, you have to make the full payment at once. Since the GlobeHopper Senior plan is renewable you can renew it anytime you would like to before the policy expires. There is a renewable fee of $5 that associated with the renewal. |
| Q16: Are senior citizens able to purchase the GlobeHopper Senior plan, if they are on Medicare? The GlobeHopper Senior plan is designed for senior travelers who are looking for travel insurance to supplement their active Medicare Part A & Part B plans when traveling internationally. Medicare typically does not provide coverage outside the United States. We recommend reviewing the policy document to fully understand the coverage details, exclusions and benefits limits. |
| Q17: Is there a waiting period for coverage to begin on my GlobeHopper Senior plan? Coverage will begin on the date selected and once the policyholder has left their home country. The GlobeHopper Senior policy will only cover for conditions that occur after the policy effective date. |
| Q18: I'm traveling to multiple countries and input all the destinations during the quoting process. Why does my GlobeHopper Senior policy documents only list one destination country? Only the primary destination in the GlobeHopper Senior application will be listed on the policy documents, but rest assured that all other eligible inputted countries will be covered during the active policy period. |
| Q19: When does my coverage start and end on my GlobeHopper Senior plan? Coverage on the GlobeHopper Senior plan will begin on the date of departure (12:01am EST) and once the traveler has left their home country. Coverage areas are anywhere outside one's home country as long as the policy is active. The GlobeHopper Senior coverage will end immediately once the traveler has entered back into their home country and at 12:01am EST the day after the last date of coverage. |
| Q20: Will my GlobeHopper Senior plan be extended /renewed automatically? No, your GlobeHopper Senior plan won't be extended or renewed automatically. You have to sign into your account online and activate the extension or renewal yourself. Not all plans are extendable or renewable, so be sure to review your policy terms and conditions for eligibility. |
| Q21: What is a sudden and unexpected recurrence of pre-existing condition in GlobeHopper Senior? A sudden and unexpected onset is a sudden unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration. It has to be an acute medical condition that requires immediate medical attention. GlobeHopper Senior conditions and restrictions apply. Please check the Description of Coverage to understand what is covered under sudden and unexpected recurrence of pre-existing condition. |
| Q22: Can I purchase the GlobeHopper Senior policy after I arrive at my destination? Yes, you may purchase the GlobeHopper Senior policy even after the traveler has entered their destination country. Eligible benefits and coverage will begin after the policy's effective start date. |
| Q23: Why do GlobeHopper Senior corrections take 3-5 business days and can't be a quick fix? The insurance provider recommends that you submit any correction requests in writing as your policy is a legally enforceable document. Following receipt of the correction, we send the request to the insurance provider; normally, the updates require 3-5 business days. They are processed in the order that they are received. We advise double-checking the information on the GlobeHopper Senior application before completing the purchase to prevent any errors and corrections. |
| Q24: What is the GlobeHopper Senior Telehealth Rider and what does it cover? The GlobeHopper Senior telehealth rider is an optional benefit that provides 24/7 access to U.S. board-certified doctors and pediatricians for diagnosis, treatment, and prescriptions for new illnesses or injuries via phone or video. |
| Q25: My credit card expired how do I receive my refund for GlobeHopper Senior? If your GlobeHopper Senior original payment method is invalid, refunds require a wire/ACH transfer. Please provide complete account holder details, including full address, account type (checking/savings), bank information, and complete addresses for processing. |
| Q26: Where can I find answers to other questions I have? Learn more from informative articles at Visitor Insurance Information section. Note: Information provided here is general in nature and may change from time to time. Your best course of action would be to refer to your policy papers/guidelines and contact the Provider for up-to-date information |