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Safe Travels USA Comprehensive

Comprehensive | A | Trawick International

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COVID-19 Included

Acute Pre-Existing Condition Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses

For non U.S residents and non U.S citizens traveling to the U.S or the U.S and worldwide.

Coverage for minimum 5 days to maximum up to 364 days

Extendable for up to 364 days

For ages 1 years to 89 years

Plan must be purchased within 364 days of arrival

Eligible for Student Visa holders who do not have specific health insurance requirements to meet.

Temporary coverage for green card holders visiting the USA for a short trip

Not available for following home countries: Afghanistan, Antarctica, Australia, Austria, Belarus, Belgium, Bulgaria, Congo, The Democratic Republic of, Croatia, Cuba, Czech Republic, Denmark, Dominican Republic, Estonia, Finland, France, Germany, Ghana, Greece, Haiti, Hungary, Iceland, Iran, Iraq, Italy, Latvia, Lebanon, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Malta, Myanmar, Netherlands, Nigeria, North Korea, Norway, Poland, Portugal, Puerto Rico, Romania, Russia, Slovak Republic, Slovenia, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, United States, Virgin Islands (USA), Yemen

Not available for citizens of: United States

Not Available for the following Destination Countries:: Afghanistan, Belarus, Congo, The Democratic Republic of, Cuba, Haiti, Indonesia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, North Korea, Russia, South Sudan, Sudan, Syria, Yemen

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Safe Travels USA Comprehensive (A.M. Best Rating: A) is a comprehensive travel medical insurance plan designed specifically for international visitors traveling to the United States. It provides broad medical coverage for eligible new illnesses and injuries, emergency medical benefits, travel assistance, and access to the UnitedHealthcare PPO network, making it a popular choice for family visits, vacations, and business travel. Coverage is available from 5 days to 364 days.

While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses, up to the selected policy maximum. Outside of the PPO network, the plan will pay 100% in eligible medical expenses, up to the selected policy maximum.

Safe Travels USA Comprehensive does not cover pre-existing conditions. Safe Travels USA Comprehensive includes acute onset coverage of pre-existing conditions: up to the policy maximum through age 69, $35,000 for ages 70–79, and $20,000 for ages 80+.

Review the Safe Travels USA Comprehensive policy documents for complete coverage details, exclusions, and limitations.

Eligible Medical Expenses

In-Network

100% up to policy maximum

Out-Network

100% up to policy maximum

Pre-Existing Conditions

Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:

  • Pre-Existing Diabetes: Not Covered
  • Pre-Existing Hypertension: Not Covered
  • Pre-Existing Heart Conditions: Not Covered

    Please review your policy document for any other limits or exclusions.

    • Acute onset Pre-Existing Condition

    Up to Policy Maximum: age 69 and below Up to $35,000: age 70 to 79 Up to $20,000: age 80 and above

    Prescription Drugs / Medicines

    100% up to policy maximum

    Dr. / Physician Visit

    In-Network

    100% up to policy maximum

    Out-Network

    100% up to policy maximum

    Urgent Care

    In-Network

    $30 copay, 100% up to Policy Maximum

    Out-Network

    $30 copay, 100% up to Policy Maximum

    Surgical Treatment

    In-Network

    100% up to policy maximum

    Out-Network

    100% up to policy maximum

    Lab & X-rays

    In-Network

    100% up to policy maximum

    Out-Network

    100% up to policy maximum

    Hospital Room and Board

    In-Network

    Average semi-private room and rate

    Out-Network

    Average semi-private room and rate

    Dr. / Physician Visit

    In-Network

    100% up to policy maximum

    Out-Network

    100% up to policy maximum

    Surgical Treatment

    In-Network

    100% up to policy maximum

    Out-Network

    100% up to policy maximum

    Ambulance Expenses

    In-Network

    Up to policy maximum

    Out-Network

    up to Policy Maximum

    Emergency Room

    In-Network

    URC up to policy maximum

    Out-Network

    URC up to policy maximum

    Dental Emergency

    Up to $250

    US Border Entry Protection

    Not covered

    Emergency Medical Evacuation / Repatriation

    Up to $1,000,000

    Return of Mortal Remains

    Up to $50,000

    Trip Interruption

    Up to $5,000

    Trip Delay

    No coverage

    Lost Luggage

    Upto $1,000

    Terrorism

    No coverage

    Personal Liability

    No coverage

    Identity Theft

    No coverage

    Legal Fees

    No coverage

    Lost or Stolen Passport

    No coverage

    Missed Connection

    No coverage

    COVID-19 Medical Coverage

    This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions.

    COVID-19 Testing

    Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date

    COVID-19 Vaccine/Booster

    No Coverage

    COVID-19 Quarantine Coverage

    No Coverage

    Doctor Wellness Visit

    Up to $125
    1.The visit must occur within the first 21 days from the effective date of coverage
    2. The Covered Person must purchase at least 30 days of coverage initially

    Preferred Rates

    Not Available

    Plan Administrator Company

    Trawick International

    Carrier / Underwriter

    Zurich Insurance Europe AG Belgian branch

    AM Best Rating

    A