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Safe Travels USA - Cost Saver

Comprehensive | A | Trawick International

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COVID-19 Excluded

Acute Pre-Existing Condition Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% of eligible medical expenses up to $5,000, then 100% thereafter within the United Healthcare PPO network and outside the PPO network

For non U.S residents traveling anywhere outside their home country including USA

For ages 14 days to 89 years

Coverage for minimum 5 days to maximum up to 364 days

Extendable for up to 364 days

Plan must be purchased within 364 days or arrival

Temporary coverage for green card holders visiting the USA for a short trip

Not available for following home countries: Afghanistan, Antarctica, Australia, Austria, Belarus, Belgium, Bulgaria, Congo, The Democratic Republic of, Croatia, Cuba, Czech Republic, Denmark, Dominican Republic, Estonia, Finland, France, Germany, Ghana, Greece, Haiti, Hungary, Iceland, Iran, Iraq, Italy, Latvia, Lebanon, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Malta, Myanmar, Netherlands, Nigeria, North Korea, Norway, Poland, Portugal, Puerto Rico, Romania, Russia, Slovak Republic, Slovenia, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, United States, Virgin Islands (USA), Yemen

Not available for citizens of: United States

Not Available for the following Destination Countries:: Afghanistan, Belarus, Congo, The Democratic Republic of, Cuba, Haiti, Indonesia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, North Korea, Russia, South Sudan, Sudan, Syria, Yemen

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Safe Travels USA - Cost Saver is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for visitors to the U.S during their travel and temporary stay outside of their home country. The coverage duration is available from 5 days to 364 days. While in the U.S, after the deductible is satisfied, the plan will pay 80% of the first $5,000 of eligible medical expenses then 100% thereafter. Learn more about how Safe Travels USA - Cost Saver works.

Safe Travels USA - Cost Saver does not offer coverage for COVID-19.

Safe Travels USA - Cost Saver does not cover Pre-Existing medical conditions. Please review Safe Travels USA - Cost Saver policy documents for complete coverage and exclusions.

Eligible Medical Expenses

In-Network

80% of first $5,000, 100% thereafter

Out-Network

80% of first $5,000, 100% thereafter

Pre-Existing Conditions

Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:

  • Pre-Existing Diabetes: Not Covered
  • Pre-Existing Hypertension: Not Covered
  • Pre-Existing Heart Conditions: Not Covered

    Please review your policy document for any other limits or exclusions.

    • Acute onset Pre-Existing Condition

    up to $1,000 : Age 69 and below

    Prescription Drugs / Medicines

    80% of first $5,000, 100% thereafter

    Dr. / Physician Visit

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Urgent Care

    In-Network

    $30 copay, 80 % of first $5,000, 100% thereafter

    Out-Network

    $30 copay, 80% of the first $5,000, 100% thereafter

    Surgical Treatment

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Lab & X-rays

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Hospital Room and Board

    In-Network

    Average semi-private room and rate

    Out-Network

    Average semi-private room and rate

    Dr. / Physician Visit

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Surgical Treatment

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Ambulance Expenses

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Emergency Room

    In-Network

    80% of first $5,000, 100% thereafter

    Out-Network

    80% of first $5,000, 100% thereafter

    Dental Emergency

    Up to $250

    Emergency Medical Evacuation / Repatriation

    Up to $1,000,000

    Return of Mortal Remains

    Up to $50,000

    Trip Interruption

    Up to $5,000

    Trip Delay

    No coverage

    Lost Luggage

    Upto $1,000

    Terrorism

    No coverage

    Personal Liability

    No coverage

    Identity Theft

    No coverage

    Legal Fees

    No coverage

    Lost or Stolen Passport

    No coverage

    Missed Connection

    No coverage

    COVID-19 Medical Coverage

    No Coverage

    COVID-19 Testing

    No Coverage

    COVID-19 Vaccine/Booster

    No Coverage

    COVID-19 Quarantine Coverage

    No Coverage

    Doctor Wellness Visit

    Up $125

    Preferred Rates

    Not Available

    Plan Administrator Company

    Trawick International

    Carrier / Underwriter

    Zurich Insurance Europe AG Belgian branch

    AM Best Rating

    A