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Travel Medical Basic - USA

Comprehensive | A (Excellent) | Seven Corners

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COVID-19 Included

Acute Pre-Existing Condition Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter

For international travelers traveling outside their home country to the USA

For ages 14 days to 99 years

Coverage for minimum 5 days to maximum up to 364 days

Extendable for up to 364 days

Eligible for Student Visa holders who do not have specific health insurance requirements to meet.

Plan can be purchased after arrival at the destination

Not available to residents of: Cuba, Gambia, Ghana, Iran, Kosovo, Nigeria, North Korea, Puerto Rico, Sierra Leone, Syria

Not available for following home countries: Australia, Cuba, Gambia, Ghana, Iran, Kosovo, Nigeria, North Korea, Sierra Leone, Syria, United States, Virgin Islands (USA)

Not Available for the following Destination Countries:: Bahrain, Burkina Faso, Central African Republic, Congo, The Democratic Republic of, Cyprus, Jordan, Kuwait, Oman, Pakistan, Qatar, Saudi Arabia, Somalia, United Arab Emirates

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Seven Corners Travel Medical Basic - USA (also known as Travel Medical Basic - USA) is an A rated comprehensive Travel Medical insurance plan that provides medical coverage and other covered travel and emergency services for a traveler's temporary stay outside of their home country, while visiting the USA. The coverage duration available is from 5 days to 364 days. While in the U.S, after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the policy maximum. Outside of the PPO network, the plan will pay 80% of the first $10,000 in eligible medical expenses, then 100% thereafter. Learn more about how Seven Corners Travel Medical Basic–USA works.


Seven Corners Travel Medical Basic –USA can cover COVID-19 like any other covered medical condition if the virus was contracted after the policy effective date.


Seven Corners Travel Medical Basic –USA does not cover Pre-Existing medical conditions. Please review Seven Corners Travel Medical Basic –USA’s policy documents for complete coverage and exclusions.


Eligible Medical Expenses

In-Network

100% up to policy maximum

Out-Network

80% of first $10,000, 100% thereafter

Pre-Existing Conditions

Pre-existing conditions are not covered under Travel Medical plans unless classified as an acute onset of pre-existing condition by a physician and the insurer. Here are some common pre-existing conditions:

  • Pre-Existing Diabetes: Not Covered
  • Pre-Existing Hypertension: Not Covered
  • Pre-Existing Heart Conditions: Not Covered

    Please review your policy document for any other limits or exclusions.

    • Acute onset Pre-Existing Condition

    Up to $25,000 : Age 69 and below Up to $2,500 : Age 70 to 79

    Prescription Drugs / Medicines

    URC up to policy maximum

    Dr. / Physician Visit

    In-Network

    $30 copay, URC up to policy maximum

    Out-Network

    $30 copay, URC up to policy maximum

    Urgent Care

    In-Network

    $30 copay, URC up to Policy Maximum

    Out-Network

    $30 copay, URC up to Policy Maximum

    Surgical Treatment

    In-Network

    URC up to policy maximum

    Out-Network

    URC up to policy maximum

    Lab & X-rays

    In-Network

    URC up to policy maximum

    Out-Network

    URC up to policy maximum

    Hospital Room and Board

    In-Network

    URC up to policy maximum

    Out-Network

    URC up to policy maximum

    Dr. / Physician Visit

    In-Network

    $30 copay, URC up to policy maximum

    Out-Network

    $30 copay, URC up to policy maximum

    Surgical Treatment

    In-Network

    URC up to policy maximum

    Out-Network

    URC up to policy maximum

    Ambulance Expenses

    In-Network

    Up to $5,000

    Out-Network

    Up to $5,000

    Emergency Room

    In-Network

    $100 copay, URC up to Policy Maximum

    Out-Network

    $100 copay, URC up to Policy Maximum

    Dental Emergency

    Up to $250

    US Border Entry Protection

    Not covered

    Emergency Medical Evacuation / Repatriation

    Up to $250,000

    Return of Mortal Remains

    Up to $25,000

    Trip Interruption

    Up to $2,500

    Trip Delay

    No coverage

    Lost Luggage

    Up to $250, $50 per article

    Terrorism

    Up to $10,000

    Personal Liability

    Up to $25,000

    Identity Theft

    No coverage

    Legal Fees

    No coverage

    Lost or Stolen Passport

    No coverage

    Missed Connection

    No coverage

    COVID-19 Medical Coverage

    This plan covers COVID-19 like any other covered medical condition up to the policy maximum. COVID-19 treatment and services will be covered if the virus was contracted after the policy effective date. Preventative care related to COVID-19, like vaccinations, is not covered under the policy. Please review your policy documents for any limits or exclusions.

    COVID-19 Testing

    Testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date

    COVID-19 Vaccine/Booster

    No Coverage

    COVID-19 Quarantine Coverage

    No Coverage

    Doctor Wellness Visit

    No Coverage

    Preferred Rates

    Not Available

    Plan Administrator Company

    Seven Corners

    Carrier / Underwriter

    Crum & Forster, SPC

    AM Best Rating

    A (Excellent)