OnshoreKare

Travel Insurance with a Difference

Student Health Advantage - Platinum

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum

For J1, M1, F1 or A1 visa holders

For ages 31 days old to 64 years

Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time

Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone

Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal

Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date

Meets student visa requirements

Extendable for up to 365 days

Plan can be purchased after arrival at the destination

Not available for following destination countries: Congo, The Democratic Republic of, South Sudan, Uganda

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Student Health Advantage - Standard

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum

For J1, M1, F1 or A1 visa holders

For ages 31 days to 64 years

Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time

Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone

Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal

Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date

Meets student visa requirements

Extendable for up to 365 days

Plan can be purchased after arrival at the destination

Not available for following destination countries: Congo, The Democratic Republic of, South Sudan, Uganda

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Patriot Platinum International

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, the plan pays 100% of eligible medical expenses

For U.S & non U.S residents traveling internationally, excluding the USA

Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries

For ages 14 days to 99 years

Coverage for minimum 5 days to maximum up to 365 days

Extendable for up to 365 days

Plan can be purchased after arrival at the destination

Not available for following destination countries: Congo, The Democratic Republic of, South Sudan, Uganda

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Patriot International Lite

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, the plan pays 100% of eligible medical expenses

For U.S & non U.S residents traveling internationally, excluding the USA

Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries

For ages 14 days to 99 years

Coverage for minimum 5 days to maximum up to 365 days

Extendable for up to 365 days

Plan can be purchased after arrival at the destination

Not available to residents of: Botswana, Cuba, Gambia, Ghana, Iran, Kosovo, Niger, Nigeria, North Korea, Sierra Leone, Syria, Venezuela

Not available for following home countries: Botswana, Cuba, Gambia, Ghana, Iran, Kosovo, Niger, Nigeria, North Korea, Sierra Leone, Syria, Venezuela

Not available for citizens of: Botswana, Gambia, Ghana, Kosovo, Niger, Nigeria, Sierra Leone

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Kosovo, Puerto Rico, Russia, South Sudan, Uganda, Ukraine, United States, Virgin Islands (USA)

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Safe Travels International - Cost Saver

Rated A | Trawick International | Zurich Insurance

COVID-19 Excluded

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum

For non U.S residents traveling anywhere outside their home country excluding USA

For ages 14 days to 89 years

Coverage for minimum 5 days to maximum up to 364 days

Extendable for up to 364 days

Plan must be purchased within 364 days of arrival

Not available for following home countries: Afghanistan, Australia, Austria, Belarus, Belgium, Bulgaria, Congo, The Democratic Republic of, Croatia, Cuba, Czech Republic, Denmark, Dominican Republic, Estonia, Finland, France, Germany, Ghana, Greece, Haiti, Hungary, Iceland, Iran, Iraq, Italy, Latvia, Lebanon, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Malta, Myanmar, Netherlands, Nigeria, North Korea, Norway, Poland, Portugal, Romania, Russia, Slovak Republic, Slovenia, South Sudan, Spain, Sudan, Sweden, Switzerland, Syria, Yemen

Not available for following destination countries: Afghanistan, Belarus, Congo, The Democratic Republic of, Cuba, Haiti, Indonesia, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, North Korea, Russia, South Sudan, Sudan, Syria, Ukraine, Yemen

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Atlas International

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum

For international travelers travelling anywhere outside their home country. No Coverage in USA

For ages 14 days to 99 years

Coverage for minimum 5 days to maximum up to 365 days in a policy period

Extendable for up to 365 days

If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible

Plan can be purchased after arrival at the destination

Residents & Citizens of UK may purchase coverage for a maximum of 119 days

Not available to residents of: Cuba, Iran, North Korea, Syria

Not available for following home countries: Cuba, Iran, Myanmar, North Korea, Syria, Ukraine

Not available for citizens of: Cuba, Iran, Myanmar, North Korea, Ukraine

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Cuba, Iran, Israel, Lebanon, North Korea, Palestinian Terr., Puerto Rico, Russia, South Sudan, Syria, Uganda, Ukraine, United States, Virgin Islands (USA)

Not available to individuals who are physically located in the country of: Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom

Plan Brochure | Description of Coverage | Plan FAQs | Insurance Product Information Document | See Complete Benefits

Student Secure - Elite

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% of the first $10,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum

Available For: M, F, J, and OPT visa holders

For ages 14 days to 64 years

Must be residing outside home country for the purpose of pursuing international educational activities

Must be a full-time student

The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.

Monthly Coverage Durations

Not applicable for dependents

Extendable in 30–365 day periods, up to a maximum of 4 years

Plan can be purchased after arrival at the destination

Residents & Citizens of UK may purchase coverage for a maximum of 119 days

Not available for following home countries: Cuba, Iran, North Korea, Ukraine

Not available for citizens of: Cuba, Ukraine

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Cuba, Iran, Israel, Lebanon, North Korea, Palestinian Terr., Russia, South Sudan, Uganda, Ukraine

Not available to individuals who are physically located in the country of: Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Student Secure - Select

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% of the first $25,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum

Available For: M, F, J, and OPT visa holders

For ages 14 days to 64 years

Must be residing outside home country for the purpose of pursuing international educational activities

Must be a full-time student

The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.

Monthly Coverage Durations

Not applicable for dependents

Extendable in 30–365 day periods, up to a maximum of 4 years

Plan can be purchased after arrival at the destination

Residents & Citizens of UK may purchase coverage for a maximum of 119 days

Not available for following home countries: Cuba, Iran, North Korea, Ukraine

Not available for citizens of: Cuba, Ukraine

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Cuba, Iran, Israel, Lebanon, North Korea, Palestinian Terr., Russia, South Sudan, Uganda, Ukraine

Not available to individuals who are physically located in the country of: Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Student Secure - Budget

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% up to $45,000 and then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum

Available For: M, F, J, and OPT visa holders

For ages 14 days to 64 years

Must be residing outside home country for the purpose of pursuing international educational activities

Must be a full-time student

The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.

Monthly Coverage Durations

Not applicable for dependents

Extendable in 30–365 day periods, up to a maximum of 4 years

Plan can be purchased after arrival at the destination

Residents & Citizens of UK may purchase coverage for a maximum of 119 days

Not available for following home countries: Cuba, Iran, North Korea, Ukraine

Not available for citizens of: Cuba, Ukraine

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Cuba, Iran, Israel, Lebanon, North Korea, Palestinian Terr., Russia, South Sudan, Uganda, Ukraine

Not available to individuals who are physically located in the country of: Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits

Student Secure - Smart

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

After the deductible, plan pays 80% of the first $100,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum

Available For: M, F, J, and OPT visa holders

For ages 14 days to 64 years

Must be residing outside home country for the purpose of pursuing international educational activities

Must be a full-time student

The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.

Monthly Coverage Durations

Not applicable for dependents

Extendable in 30–365 day periods, up to a maximum of 4 years

Plan can be purchased after arrival at the destination

Residents & Citizens of UK may purchase coverage for a maximum of 119 days

Not available for following home countries: Cuba, Iran, North Korea, Ukraine

Not available for citizens of: Cuba, Ukraine

Not available for following destination countries: Belarus, Congo, The Democratic Republic of, Cuba, Iran, Israel, Lebanon, North Korea, Palestinian Terr., Russia, South Sudan, Uganda, Ukraine

Not available to individuals who are physically located in the country of: Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, United Kingdom

Plan Brochure | Description of Coverage | Plan FAQs | See Complete Benefits